Wind Mitigation Inspection in Tampa, Florida
Wind Mitigation Inspection
A wind mitigation inspection is an inspection that may qualify a property for discounts on windstorm insurance. These discounts reward those who have wind-resistance features on their property that decrease the amount of damage that may occur during a windstorm. Less damage equals fewer costs to insurance companies. These savings are passed on to the homeowner in the form of wind mitigation discounts.
Why Do I Need It?
The primary factors in wind mitigation discounts are the wind-resistant features of the property. These features include:
- concrete block construction;
- gable end bracing;
- a hip roof;
- the presence of single or double roof straps;
- the type of roof covering;
- impact-resistant glass;
- reinforced garage doors;
- window shutters;
- the presence of a secondary water resistance barrier;
- property opening protection;
- property topography.
Using the wind mitigation certification, the insurance company will be able to calculate the amount of discount and refund. On average, homeowners can save as little as 20% and as much as 80% on their insurance policy premiums.
Four Point Inspection
A Four Point Inspection focuses on four critical systems within the home: the roof, HVAC (heating and cooling system), electrical wiring and panels, and plumbing connections and fixtures. This inspection evaluates the current condition, estimated age, and life expectancy of each of these components to help determine potential risks for homeowners and insurance providers.
At PSLD Enterprises, our licensed inspectors provide thorough and accurate four point inspections, ensuring your home meets insurance requirements, especially for properties 20 years or older. Whether you’re renewing your policy or buying an older home, we make the process easy and compliant.
Schedule your Four Point Inspection with PSLD Enterprises today and gain peace of mind knowing your home is in expert hands.
Why Do I Need It?
Insurance company concerns are that there may be conditions in an older home that could become a liability to them. In older homes, they want to know the age, condition, and life expectancy of the roof, HVAC (heating and cooling system), electrical, and plumbing systems.
If these elements are in poor condition, in need of being updated or replaced, or were improperly installed, they are more likely to cause fire or water damage to a home and expose the insurance company to coverage issues. The inspection information and pictures are uploaded into the standard Citizens Property Insurance Corporation Form. (Generally, for homes that are 20 years old or more)
